Duval, St. Johns, Clay, Nassau, and Putnam: Choosing Your County

"Jacksonville" is really a region. Five counties make up the market, and each has its own character and price point. Duval County (Jacksonville). The urban core, Southside, and the Beaches. The single-family median is around $315,000, with the Beaches priced above inland neighborhoods. This is where
Read MoreWhy Jacksonville's Median Price Looks Different Depending on Where You Look

Why Jacksonville's Median Price Looks Different Depending on Where You Look Search for the median home price in Jacksonville and you'll find several answers. Here is how to read them. The Current Picture Jacksonville (Duval) single-family median: about $315,000 Northeast Florida regional median (NEF
Read MoreDays on Market in Northeast Florida: What 33 Days vs. 60 Days Tells You

A home's days on market is a quiet signal of pricing, demand, and seller motivation. In Northeast Florida the spread between markets is wide. Market Median days on market Jacksonville (Duval) ~33–35 Ponte Vedra / St. Johns ~60–65 NEFAR regional ~35–50 Why Ponte Vedra Takes Longer Higher price points
Read MoreThe Northeast Florida Housing Market in October 2026: What "Balanced" Really Means

Northeast Florida has moved into a balanced market. The frenzy of the last few years has given way to rising inventory, longer days on market, and buyers who can negotiate again. If you're buying or selling anywhere from Jacksonville to Ponte Vedra, here is what that means in practice. The Numbers a
Read MoreWhat "Months of Supply" Really Means for Jacksonville Buyers and Sellers

Months of supply is the single most useful number in a market report, and most people skip right past it. It answers one question: if no new homes were listed, how many months would it take to sell everything currently on the market at today's pace? The Rule of Thumb A common rule of thumb: roughly
Read MoreBest Luxury Beach Neighborhoods Near Jacksonville, Florida

Quick Summary The luxury coast near Jacksonville spans Ponte Vedra Beach, Jacksonville Beach, Neptune Beach, Atlantic Beach, and Palm Valley. Oceanfront strips, golf communities, and Intracoastal waterfront each offer a different lifestyle and price range. The best neighborhood depends on how you wa
Read MoreOcean vs. Intracoastal vs. Riverfront: Which Waterfront Home Is Right for You?

Quick Summary Oceanfront homes offer open Atlantic views and direct beach access but carry the highest wind, salt, and insurance exposure. Intracoastal homes offer calmer water, private docks, and easy boating, with seawall and dock upkeep as key costs. Riverfront homes along the St. Johns River off
Read MoreAtlantic Beach vs. Neptune Beach: What's the Difference?

Quick Summary Atlantic Beach and Neptune Beach are neighboring Duval County beach towns, with Neptune Beach sitting between Atlantic Beach and Jacksonville Beach. Neptune Beach is compact and walkable, while Atlantic Beach is larger with more variety in neighborhoods and settings. Both offer ocean a
Read MoreGolf Course Homes in Ponte Vedra Beach: What Buyers Should Know

Quick Summary Ponte Vedra Beach is one of Florida's best-known golf destinations, anchored by TPC Sawgrass and several private club communities. Golf homes range from low-maintenance villas to large estates, with prices that depend on location on the course, views, and club access. Membership struct
Read MoreLiving at the Jacksonville Beaches: What Daily Life on Florida's First Coast Looks Like

Quick Summary Daily life at the Jacksonville Beaches centers on the ocean, the Intracoastal Waterway, golf, and an outdoor dining culture. Ponte Vedra Beach, Jacksonville Beach, Neptune Beach, and Atlantic Beach each offer a different pace and setting. Weekend getaways include historic St. Augustine
Read MoreDo You Need Flood Insurance in Jacksonville Beach? A Buyer's Guide to Flood Zones and Coverage

Quick Summary Standard homeowners insurance does not cover flood damage, so coastal owners need a separate flood policy. Lenders generally require flood insurance on federally backed mortgages for homes in FEMA Special Flood Hazard Areas, such as zones starting with A or V. Flood can occur in any zo
Read MoreCoastal Homeowners Insurance in Florida: What Beach Home Buyers Should Know

Quick Summary Homeowners insurance is one of the biggest variables in the cost of owning a Florida coastal home. Premiums depend on roof age, construction, wind-mitigation features, location, and coverage choices, so get quotes on the actual address before you offer. Florida policies usually carry a
Read MoreHow Much Are Closing Costs for Buyers in Florida? A Full Breakdown

Quick Summary Buyer closing costs in Florida commonly run a few percentage points of the purchase price, not including the down payment. Financed buyers also pay a state documentary stamp tax of $0.35 per $100 on the loan and an intangible tax of 0.2 percent of the loan amount. Prepaid items, such a
Read MoreWhat Is a Wind Mitigation Inspection, and Can It Lower Your Florida Insurance?

Quick Summary A wind mitigation inspection documents your home's wind-resistant features so your insurer can apply available premium discounts. Florida law requires insurers to offer discounts or credits for qualifying wind-resistant features. The inspection looks at the roof covering, roof deck att
Read MoreFlorida Property Taxes and Homestead Exemption Explained for Beach Home Buyers

Quick Summary Florida property tax equals your taxable value multiplied by the local millage rate, where one mill is $1 per $1,000 of value. Homestead exemption reduces taxable value for your primary residence, and the Save Our Homes cap limits annual assessed-value increases on homesteaded property
Read MoreWhat Is the Best Time to Sell a Beach Home in Jacksonville, Florida?

Quick Summary Late winter through spring is often the strongest window to list, as buyers from colder climates visit Florida and the weather shows off the coast. Fall can be a good second window once peak hurricane risk eases, and motivated buyers remain active. Summer can still produce strong sales
Read MoreFlorida's Flood Disclosure Law: What Sellers and Buyers Need to Know

Quick Summary Florida law now requires most residential sellers to give buyers a written flood disclosure before the buyer signs a purchase contract. The disclosure covers the seller's knowledge of flood damage, flood insurance claims, and federal flood-related assistance. If a required disclosure i
Read MoreHow Much Does It Cost to Sell a Home in Florida? A Seller's Closing Cost Breakdown

Quick Summary Florida sellers typically pay agent commissions, documentary stamp tax on the deed, closing and title fees, and prorated property taxes and HOA dues. Documentary stamp tax on a deed is $0.70 per $100 of the sale price, which equals $14,000 on a $2 million sale. Commissions and who pays
Read MoreHow Much Is My Beach Home Worth? How Coastal Homes Are Valued in Northeast Florida

Quick Summary Beach homes are valued primarily by comparing recent, similar closed sales, then adjusting for features unique to your property. Online estimates often miss coastal details like frontage, elevation, roof age, and insurance cost. A comparative market analysis (CMA) from a local agent is
Read MoreHow to Sell a Luxury Home in Ponte Vedra Beach: A Step-by-Step Seller's Guide

Quick Summary Luxury homes need pricing based on truly comparable closed sales, not neighborhood averages. Presentation, photography, video, and targeted marketing are what separate strong results from slow ones. Florida sellers must disclose known material defects, and recent law requires a flood d
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